fondssparplan.ch | So spart man heute.

How to save today.

Whatever your reasons for putting your money aside, don't let it waste away in some bank account. Put it to work in our fund saving plan. That way, you'll be invested in a diversified portfolio of undervalued stocks that have been hand-picked by our experts. You’ll benefit from the long-term upward movement in stocks at reduced risk. Our value investing approach enhances the returns.

And while you decide when and how much you invest, your assets will show a much better long-term return than in a savings account. With the possibility of getting out whenever you like.

TRY NOW WHAT'S POSSIBLE:

Jetzt BWM Fondssparplan-Newsletter abonnieren und weiter sparrechnen.

As simple as it’s successful: start saving through funds today.

If you decide here and now that our prize-winning Classic Global Equity Fund is for you, you can open your fund saving plan today. Right here and now. Let’s get going.

REGISTER

Online account

Open your fund saving plan account with our long-standing partner, the Liechtensteinische Landesbank (LLB), who also manage BWM’s fund saving plan account. Here the terms.

Identification

LLB’s identification process is video-supported and accessible on Monday, Thursday and Friday from 8 a.m. to 12 noon and from 2 p.m. to 5 p.m. Please have your AHV number and a valid ID ready. If your computer is not equipped with a camera, simply contact us.

Activation

You will then receive pre-filled documents that you can simply sign and return to us. After that, your account's IBAN will be sent to you by post.

PROFIT

Action

Transfer as much money as often as you wish to your fund saving plan account. Your best bet is to arrange a standing order with your bank: after all, there's nothing to beat consistency. Transfers of as little as 50 Swiss francs are invested automatically in the fund.

Take-off

From now on, you stand to profit from the potential of the equity markets and over the years use your savings to build up real assets. Thanks to the long-term return on stocks, the compound interest effect and the additional returns generated through value investing.

Returns

The surest guarantee of success for value investors is patience. You stand to make attractive returns if you think in the long term and invest with the same perspective. After all, what could be better than looking forward to attractive gains.

Open account now

Our Classic Global Equity Fund turns savings into profit.

The success of our prize-winning Classic Global Equity Fund is our value investment strategy. In other words, our fund managers seek out stocks that are seriously undervalued. It's like buying a dollar for 60 cents. It gives us an increased profit potential and a margin of safety in the event of negative developments.

The fact we invest your hard-earned money as if it were our own is a matter of honour. That's why our fund managers likewise entrust their own money to the Classic Global Equity Fund. Admittedly, not quite selflessly, as a glance at the results from recent years will show.

The performance of our Classic Global Equity Fund is world-class.

BWM – We put our know-how and all our own money into our funds.

We believe in asset management based on value investing heart and soul. And that's why the Classic Funds were founded in late 1997. Today BWM is a partnership of experts who implement value investing uncompromisingly and regardless of conflicts of interest.

The secret of our long-term, above-average track record? No short-term thinking combined with long-term investment. We believe in thorough analysis rather than blindly following the crowd. Seeking out hidden potential and buying a dollar for 60 cents. Because, ultimately, it's all about your savings. And our own.

We cut no corners carving out advantages for you.

You can open your fund saving plan account simply and online.
You determine how much and how often you pay into our fund. You are also free to make one-time payments.
Our low-cost fund saving plan involves no unnecessary minimum fees.
Since its foundation in 1997, BWM AG has posted outstanding, prize-winning performance as an asset manager.

For you, weak market phases are good news: you buy more units when prices are low and fewer when they're high.
Thanks to value investing, you generate long-term additional returns.
You are never under any obligation. And you can draw out your money at any time you wish.

SUMMARY AND FEES (PDF) FACTSHEET CLASSIC GLOBAL EQUITY FUND (PDF)

Open account now

Persons who access the information made available by BWM AG (www.bwm.ch, including the fund savings plan site www.fondssparplan.ch, hereinafter summarised referred to as "BWM") at its websites on the worldwide web agree to the following terms and conditions.

No Offer

The information published on the BWM websites does not constitute an invitation or an offer or a recommendation to buy or sell any investment funds.

The Classic mutual funds are not registered for sale in all countries in the world. The BWM websites are not directed to any person in any jurisdiction where (by reason of their nationality, residence or otherwise) the publication or availability of the BWM websites are prohibited. Persons to whom such prohibitions apply must not access the BWM websites.

Generally shares of the Classic funds are not offered in jurisdictions and to persons in which or to whom it is not permissible.

The Classic Global Equity Fund is registered for sale in the Principality of Liechtenstein, Switzerland and Germany.

The Classic Value Equity Fund is registered for sale in the Principality of Liechtenstein, Switzerland, Germany and Austria.

All relevant documents (such as prospectus, KIID, articles of association as well as the annual and interim report) may be obtained free of charge from the fund management company (LLB Fund Services AG, Vaduz), from the representative in Switzerland (LLB Swiss Investment AG, Zurich), or from the payment agent in Switzerland (Bank Linth LLB AG, Uznach).

Our Funds Are Not Available For Sale To US Persons

The Classic mutual funds have not been and will not be registered in accordance with the United States Securities Act 1933. Therefore they may not be offered, sold or delivered to U.S. persons.

US citizens are deemed to include e.g. those natural persons who
a) were born in the USA or in one of its territories or sovereign territories,
b) are naturalised citizens (or Green Card holders),
c) were born abroad as the child of a citizen of the USA,
d) who are resident largely in the USA without being a citizen of the USA,
e) are married to a citizen of the USA or,
f) are taxpayers in the USA.

The following are also deemed to be US citizens:
a) Investment companies and stock corporations which were founded under the laws of one of the 50 US federal states or of the District of Columbia,
b) an investment company or partnership which was founded under an "Act of Congress",
c) a pension fund which was founded as a US trust,
d) an investment company which is a taxpayer in the USA, or
e) investment companies which are deemed to constitute such in accordance with Regulation S of the US Securities Act of 1933 and/or the US Commodity Exchange Act.

No Reliance

Although the BWM has taken all reasonable care in compiling the information on its websites, it accepts no responsibility for the accuracy, reliability or completeness of the information provided. The contents of the BWM websites may be changed at any time without prior notice. The information is not to be relied on in making an investment or other decision. Please obtain specific professional advice before making any investment decision.

Warning About Risks

Please note that the value of an investment may fall as well as rise. Past performance is not a guide to the future performance of an investment. The investments are subject to high price fluctuations. These price fluctuations may equal or even exceed the value of the invested amount. Therefore the preservation of the invested capital cannot be guaranteed.

No Liability

In no event (including negligence) will BWM be liable for any loss or damage of any kind (both direct and particularly indirect and subsequent damages) arising out of, or in connection with the access of, use of, performance of BWM websites or the linking to other sites from the BWM websites.

Copyright

The entire contents and the structure of the BWM websites are protected by copyright. All rights are reserved. The reproduction (in full or in part), transmission (by electronic or other means), modification or use of the websites for public or commercial purposes are prohibited without the prior written consent of BWM.

Links To Third Party Websites

You may be able to access the websites of third parties via hyperlinks. BWM accepts no responsibility for the contents of third party websites or for the products, services or other items offered through such websites.

Compliance with data protection laws (specifically with the General Data Protection Regulation of the EU [GDPR]) and thus the protection and confidentiality of your personal data is one of our company’s key concerns. This privacy statement informs you how we process personal data in our role as the asset manager for the Classic Funds and outlines in particular the rights to which you are entitled with respect to your personal data.

General

The processing of personal data, especially of the name, the address, the email address or telephone number of a data subject, is always handled in compliance with the General Data Protection Regulation as well as with the country-specific data protection provisions to which our company is subject. With this privacy statement, BWM AG wishes to inform the public about the nature, scope, and purposes of the personal data that we collect, use, and process. Further, this privacy statement informs data subjects about the rights that they have.

Data controller

If you have any questions please address them to the asset manager for collective investment schemes (fund) authorized by the Swiss Financial Market Supervisory Authority FINMA.

BWM AG
Korporationsweg 13c
8832 Wilen b. Wollerau
Switzerland

+41 44 206 40 80
info@bwm.ch

Data processing

Categories and origin

We process personal data that we receive within the scope of our business relationships with you and any third parties involved. On principle, we process the smallest possible amount of personal information. Personal data is differentiated by the following data categories:

Personal particulars
Information from the fulfilment of our legal obligations
Data from the fulfilment of contractual obligations
Information concerning occupational background
Documentation data
Marketing data
Technical data
Information from your digital communication with our company
Data from public domain sources

We process personal data from the following sources:

Personal data that we receive from you in the form of contracts, forms, your correspondence or other documents submitted
Personal data collected or transmitted in conjunction with the use of products and services
Personal data legitimately sent to us by third parties, by public entities or by other companies (such as for the execution of contracts or for contractual fulfilment purposes)

Legal framework and purposes

We process personal data in compliance with the provisions of the GDPR based on the following legal framework and for the following purposes:

Due to your consent (Art. 6 para. 1 lit. a GDPR)
For the fulfilment of a contract or for the implementation of precontractual measures (Art. 6 para. 1 lit. b GDPR)
For the fulfilment of legal obligations (Art. 6 para. 1 lit. c GDPR)
For safeguarding legitimate interests

Use and storage of your personal data

Forwarding of data
Entities within and outside our company may obtain access to your data. If the company’s business activities and services are fully or partially outsourced (e.g. IT systems and operation or optimization of the website) this will be done in compliance with applicable legal provisions. These companies are bound by the code of confidentiality and the privacy statement.

Data erasure and storage

We process and store your personal data for the entire duration of the business relationship, from the initiation to the termination of the contract. After the termination of a contract, which eliminates the purpose of storage, the duration of storage depends on legal safekeeping and documentation obligations. Safekeeping periods may extend across 10 or more years.

Rights and obligations

Data protection rights

Right of confirmation
You have the right to request confirmation as to whether or not personal data about you is being processed.

Right of access
You have the right to gain access, free of charge and at any time, to stored personal data about you and to obtain a copy of such data.

Right to rectification
You have the right to demand the immediate rectification of incorrect personal data that relate to you.

Right to erasure
You have the right to demand the immediate erasure of personal data related to your person if no processing is required.

Right to retract
You have the right to retract your consent to the processing of personal data at any time.

Right to data portability
You have the right to receive the personal data concerning your person and which was provided by you, in a structured, commonly used and machine-readable format.

Exercising rights

We accept requests for information in writing, accompanied by a legible certified copy of a valid identification document (e.g. passport, ID card, driver’s licence). You can exercise further rights by sending us an appropriate message.

Right to lodge a complaint with the supervisory authority

You have the right to lodge a complaint with a supervisory authority in an EU or EEA member state, in particular at the place where you live or work or where the alleged infringement of the provisions of the GDPR took place. The supervisory authority responsible for us is the Data Protection Office Liechtenstein, Städtle 38, Postfach 684, 9490 Vaduz.

Obligation to provide personal data

Please be advised that the provision of personal data may be required by law or can be the result of contractual provisions (information concerning the contractual party, etc.). To finalize a contract with us, it may be necessary for you to provide us with personal data that we will subsequently need to process. For example, you are obliged to provide us with personal data if our company concludes a contact with you. The non-provision of personal data would prevent the finalization of the contract.

You are not obliged to consent to data processing of those data that are not relevant and/or not required for legal or regulatory reasons to fulfil the contract.

Contact and mailing list

If you contact us by email or via a contact form, the personal data you share with us is automatically stored. The same applies if you use the subscription form. Such personal data communicated on a voluntary basis is stored to enable processing or contact purposes. In selecting a subscription, or for as long as you are on our mailing list, you consent to the terms of this privacy statement.

Email communication with us is currently open and unencrypted. We are therefore not able to exclude the possibility that data sent by email will not be seen by third parties and contacts made to us will not be retraced. Data may also move across national boundaries, even if the sender and recipient are located in the same country. Confidentiality is therefore not always guaranteed in email communication.

Use of cookies

Cookies are text files that are stored on your electronic device to track your use of electronic services as well as your navigation preference settings across the individual web pages and if applicable to store your settings between visits. They enable analysis to be made of how our website is used. This does not involve collecting or storing any personal data which could allow your identity to be traced.

Please note that most internet browsers accept cookies automatically. You can configure your browser to prevent cookies from being stored on your electronic device, to accept cookies only from certain websites, or to notify you before a new cookie is accepted. If cookies from our website are deactivated, it may no longer be possible for you to seamlessly use all functions offered by our website.

Analysis tools

In this context, pseudonymized data is collected and cookies are used to analyse how users make use of our website. The information generated with cookies regarding your use of the website (for instance the host name of the electronic device used to access the website [IP address], browser type and version, the operating system used, as well as the date and time of the server request) may be transferred to the servers of third parties and are used for analysis purposes.

Our company website uses Google Analytics, an analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies, text files which are stored on your computer and enable your usage of the website to be analysed.

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this app.